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  • Home
  • Services
    • Group Health Insurance
    • Individual Health Insurance
    • Life Insurance
    • International Travel Insurance
    • Disability Insurance
    • Dental Insurance
  • About Us
  • FAQ’s
  • Contact Us

Put your company on the road to a safe and healthy workforce. Protecting the health of your employees is one of the most important benefits you can offer.

For over 50 years, Kardel Insurance has been serving organizations from 1 – 500 employees with the best benefits to meet each clients specific requirements.   Killing trees to show off “The Big Book of Quotes” is not how we show value.  It is imperative we understand your employee benefits goals objectives before we provide the best products in an effort to exceed expectations.   Whether it is the best value, lowest cost, riches benefits, specific plans (Health Savings Accounts), or just benchmarking current plans, nobody will take greater care with your benefits.

Additionally, we also provide value added services often at no cost to our clients like COBRA Administration and Premium Only Plans (POP).  We treat your benefits like they are ours.

Ready to get started? Request a quote from Kardel Insurance and we will start understanding your objectives.

What our Clients Say

“I have had the opportunity to work with Hans as a client on some insurance projects and have tremendous respect for his knowledge of the industry, attention to detail and willingness to go the extra mile to ensure his clients are taken care of. I would recommend Hans and Kardel Insurance to anyone who desires an easier path in the insurance process.”

– Eric Pratt

Health Net 2 mini
Blue Shield CA
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United Healthcare

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Toll Free: 866.922.5283
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License #0H66760

Santa Barbara Office

5276 Hollister Avenue #306
Santa Barbara, CA 93111
Phone: 805.964.9022
Fax: 805.964.9028

Santa Maria Office

301 E. Cook St, Suite H
Santa Maria, CA 93454
Phone: 805.922.5283
Fax: 805.928.6340

This website provides a simplified description of coverages and is not a statement of contract. Coverage may not apply in all states. For complete details of coverages, conditions, limits and losses not covered, be sure to read the policy, including all endorsements.

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