Individual & Family Plans
Health Insurance is the most critical insurance product you can own.
Health coverage protects you and your family from high financial costs that my result from even common accidents and illnesses.
According to the latest Kaiser family foundation report “Four In Ten Adults Currently Have Debt Due to Medical or Dental Bills.”
The type of plan you choose will determine how you select and access health care services.
You can enroll on your own Individual family plan, employer sponsored benefits or though Medicare depending on your age and life stage.
Individual and family health insurance plans provide medical coverage for you and your loved ones outside of employer-sponsored benefits.
Contact us to walk through all your coverage options, medical, dental, vision, disability or HSA/FSA.
If you are on covered you can make us your agent by going to www.coveredCA.com – make us your agent of record to help you with any problems that may arise by searching for “find help near me” then “Kardel Insurance”
Click below to contact us and discuss your best options!
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Small business health insurance plans provide medical coverage for business owners and their employees, helping attract and retain talent while supporting a healthy workforce.
Medicare can leave gaps in coverage, learn more about what supplemental plans will be most beneficial to your changing needs
More than 60% of injuries happen off the job, meaning they are not covered by workers compensation, leaving a serious gap in your coverage
A combination of high deductible health plans for affordable insurance with a pretax savings account for day to day expenses
Domestic plans don’t travel with you . Get a temporary plan that covers illness, injury, evacuation benefits, and family reparations
Protects you and your loved ones from igh financial costs associated with accidents or illnesses.
Getting Married, having a baby, buying a home saving for education estate planning? Life is a beautiful journey, invest in your people.
Santa Barbara Office
